60 day late payment, credit score tanked 100 points

For just about anything you want to get off your chest about credit cards.
17 posts
zrussell
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Postby zrussell » Tue Oct 22, 2013 10:34 pm

Yea, it shows up, but when you enter your information it will tell you the account is not supported once you click enter. It's really stupid that they even list them.


RewardHop
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Postby RewardHop » Tue Oct 22, 2013 10:34 pm

zrussell wrote:Yea, it shows up, but when you enter your information it will tell you the account is not supported once you click enter. It's really stupid that they even list them.


Smooth! ....
[size=60]
Amex BCE: 3% grocery, 2% gas
Bank of America Better Balance Rewards MC: $25/quarter bonus
Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
Capital One Quicksilver Visa Signature: 1.5% everything
Chase Freedom Visa Signature: 5% rotating
Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
Discover It: 5% rotating
SallieMae MC: 5% Groceries, Gas, Amazon
US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
Sock Drawered: Chase Sapphire, Chase Amazon[/size]

zrussell
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Joined: Wed Jul 25, 2012 4:06 pm
Location: PA

Postby zrussell » Tue Oct 22, 2013 10:35 pm

Yea it show the card there but you cannot actually add it. It's really stupid.

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otter
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Postby otter » Tue Oct 22, 2013 10:39 pm

RewardHop wrote:Do you mean it doesn't function properly? Because I see it in the Mint.com Add an account search.


All GE accounts are problematic on mint.com... the site gives you an option to add the account, but more often than not it doesn't work. I've never been able to get my WalMart card to show up in mint (it is a known issue which has been discussed on their forum for a few years). My paypal account pulls in occasionally.

I've actually been using personalcapital.com instead of mint lately because it has better features and GE accounts pull in better than on mint(although there are some issues there as well).

The problem is with GE more so than with the account aggregation sites. For some reason, GE Bank doesn't like to play nice with aggregation sites perhaps because they tend to advertise competing products.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

catsartcox
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Postby catsartcox » Tue Oct 22, 2013 10:47 pm

It is not just Mint.com, I use check(Pageonce). Ge blocks them too. I guess GE does not like there card holders the keep track of their balance....They have been blocked for almost 2 years now.
-Q

whit
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Postby whit » Tue Oct 22, 2013 11:06 pm

orrrrrrrr put everything on autopay for minimum

so even if you miss a payment, one will be made for you, and while interest charges suck, they don't as much as having a 60 day late on your report.

and the amount of $$ you pay in interest, versus time spent or the impact on your credit--let's just say even if they charged 29.99 you'd be better off paying the interest in OP's type of situation.

ETA--all my bills have been made so its due at the beginning of month/last day of month..so I always pay on the last day, for the one that is due next month say Nov 1st, I pay around October 25-28th, also with my other bills due around 29th, 30th..

you can always call in to change the billing cycle of your cards, even if you don't use it that much, so you get in the habit checking in all your cc/bills at the same time, once a month--also would help if you ice the cards you don't use, or keep in a secret compartment of wallet (e.g. behind the ID in the ID pocket) so you won't accidentally use it but its still accessible in absolute emergencies

zrussell
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Postby zrussell » Wed Oct 23, 2013 12:22 am

RewardHop wrote:Do you mean it doesn't function properly? Because I see it in the Mint.com Add an account search.

Image


Yes I'm aware. But when you enter your credentials it mint will say that the lender is not supported and to contact them to support mint.com. I've tried it a dozen times in the past year or so.



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