- Gold Member
- Posts: 43
- Joined: Sun Oct 14, 2012 6:58 pm
- Location: USA
I would say that if you call them and they don't want to waive the $39 or increase your line of credit or upgrade your card, close it! I don't think your credit score would take that much of a hit if any hit at all.
Capital one is doing the same thing to me. They won't waive my $19 / year fee, won't increase my line of credit and I've been with them for 6 years, and they won't upgrade it either! I am about to shred that card and cancel that account.
I say do it!
TU: 783, Equifax: 772
Ch 7 BK in '06, finally dropped off in '16
paid off car
0 CC debt (Disc, Citi, and WF Amex)
furniture debt: $1800
Closed unused CCs, was dinged a few pts, but recovered
I filed for BK in '06 and was in debt over $500K. Never again! You can do it too!