- Centurion Member
- Posts: 363
- Joined: Wed Sep 14, 2011 3:17 am
- Location: IA
Last month I did and PC of my Platinum Select card (CL 1.25K) to Citi Thankyou Preferred card.
The CSR told me since my Platinum Select has 1.25K CL, and Thankyou Preferred needs minimum 2K CL, I need to request a CLI first.
And then I asked, if I requested a CLI, will it be a hard or soft inquiry on my credit report (I asked her 4 times, just to make sure). The person told me, if a hard inquiry is needed she will inform me first. So I said OK for a CLI request.
Now, 20 days later I check my Experian report, and I see a hard inquiry from CBNA, dated 9/16/2013.
Can I dispute the hard inquiry? If yes, where do I start?
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