Michael wrote:Is this worth keeping open for the credit history, even though it is not a "major" credit card?
That's really your call as worth is always a highly subjective matter. Even if you close it AAoA won't be impacted until it falls off your reports -- which is a long time though I don't recall the exact number of years.
I had a Shell card that was one of my newer cards and probably had about the same age at the time I closed it. I had switched to the BCP for gas purchases and it wasn't worth it to me to keep the Shell card open.
Major versus store card really doesn't matter. It doesn't factor into scoring.
Michael wrote:It pays 6 cents per gallon IF you charge 45-100 gallons monthly.
Have you looked at the gas card page on this site?
Using Midori's example, $1.32 is the savings with the ExxonMobil card. My PenFed cash rewards at 5% (probably not worth it for new applicants though) would save $3.43 on that purchase with no minimum requirement or cap on savings. Even a 3% card would save $2.06 on that purchase.
Granted, 5% seems to be mostly offered on rotating category cards these days. Additionally, most gas rewards seem to be subject to caps as well.