- Green Member
- Posts: 12
- Joined: Sun Aug 11, 2013 3:05 am
- Location: California
If you don't want to use it anymore, then simply don't use it anymore by destroying the card. The credit card may cancelled itself out after a long time of inactivity.
If you're still making payments on it, then you can try to apply for another credit card with a much lower APR, or one with a 0% APR intro. Afterward, try to "balance transfer" from your Gateway Tire credit card to the new credit card. That way, you can pay off what you owed with less or no interest at all.