- Centurion Member
- Posts: 630
- Joined: Thu May 10, 2012 10:10 pm
- Location: North Los Angeles County
Phoenix- All credit companies maintain databases of consumer accounts. I know of people who have burned Amex in the past, and unless they pay what they owe or a significant amount of time has passed, it is unlikely that they will approve you. And yes they maintain blacklists as well, so if you burned them, they won't even pull an inquiry and just deny you on the spot. Also, for example, BOFA bought MBNA, and people who did burn MBNA are generally not approved for BOFA cards due to their previous history before the merger took place. Did you burn any creditor? And if you try to pay the debt, they MIGHT come after you and re-age the debt on to your CR's again.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.