671 credit score, which cards might I qualify for?

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6 posts
cry8wolf9
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Location: new jersey, usa

671 credit score, which cards might I qualify for?

Postby cry8wolf9 » Fri Sep 27, 2013 5:52 pm

I'm looking to get a credit card but i honestly have no idea where to start i've been looking into a few different ones but i really cant decide. I've only just a gotten fair credit score (671) thanks to a lone i took out with my union. I'm 25 and not in school btw. Does anyone have any good suggestions?


Ikarus
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Postby Ikarus » Fri Sep 27, 2013 10:25 pm

Capital One is a good place to start with "average" credit.

They'll start you with a low credit line $300 - 500, but at least it's true credit and not a secured card.
Merrick Bank (Hooters) 4100
Cap One Quicksilver 2800
Discover it 2500
Citi Forward 5400
Chase Freedom 1000
AMEX Blue Cash Everyday 5500
Citi Dividend 5600
Cap One Visa Platinum 750 (CLOSED)

Robrus1
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Location: Texas

Postby Robrus1 » Fri Sep 27, 2013 10:45 pm

I'd recommend seeing if you can get a card through your credit union, or a secured card through Bank of America. They'll grow with you more than Cap One.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

iHackerSix
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Joined: Sun Aug 04, 2013 4:21 pm
Location: USA

My exact score was 671 when I applied and got...

Postby iHackerSix » Mon Sep 30, 2013 7:20 pm

My Citi ThankYou Preferred. My wife also got the Citi Dividend Platinum Select (5% cash back rotating categories, 1% cash back on everything else) with a score of 670 and income of 52,000.00 so it's possible. So far Citi has given us our biggest credit limits of all our cards. Good luck!

DeeJay8385
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Location: Las Vegas

Postby DeeJay8385 » Wed Oct 02, 2013 12:47 am

You have a fair credit score. You should apply for a secured credit through capital one and also with your score try a discover card! Hope this helps.
FICO scores (myfico.com):
11/04/14 EQ 746, EX 712, TU 746
02/20/14 EQ 657,EX 649, TU 689


Current Cards:
Discover IT - 3/2013 $1,200; CLI 9/24/13 $1,500; CLI 12/26/13 $1,900;3/26/14 $4,400
Citibank TYP - 9/2013 $1,000 CLI: 4/29/14 $2,100; CLI 10/29/14 $3,400
AMEX BCE - 9/2013 $1,000;CLI 5/19/2014 $2,200;CLI 11/19/14 $6,600
BestBuy Store Card - 10/2013 -$1,000
Barclaycard Arrival MC - 1/2014 $2,500, Auto CLI 8/12/14 $6,500
Bank of America Cash Rewards - 10/21/2014 $5,000
Barclaycard Carnival World MC- 4/4/15 $3000

Closed Cards
Capital One Secure MC - $651 6/2011-10/29/14

thecentury303
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Location: United States

Postby thecentury303 » Sat Oct 05, 2013 6:33 pm

My suggestion would be wait a little bit more until go get 700+ then you can apply for better cards with far better benefits.
My family:
Capital One Cash Rewards for New Comer: $1500 (09/12)
Local Credit Union: $1,500 (10/12), Chase Freedom: $1,500 (04/13), Discover IT: $1,800 (04/13)
AMEX Gold Charge Card: NPSL (06/13), AMEX BCE: $6,000 (06/13)
Chase United Explorer: $6,000 (10/13), Chase Ink Cash: $3,000 (10/13), Barclays Arrival Platinum: $3,000 (10/13)



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