Which Card to Use for Engagement Ring?

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14 posts
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Location: Houston, TX

Postby Obi-dan » Thu Sep 26, 2013 1:26 pm

First, Congrats.

Second, I would think in terms of what rewards program could best help you defray either wedding or honeymoon costs.
Chase Sapphire Preferred
Marriott Rewards
Citi Hilton
Barclay Arrival
AMEX BCE (member since 95)
Chase Freedom
Discover It
Wells Fargo Platinum
Barclaycard (Apple)
Local Credit Union Visa (buy local!)

FICO Scores:
TU: 824 (Aug 2014)
Experian: 789 (Aug 2014)
Equifax: 807 (Aug 2014)

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Location: chicago

Postby flan » Thu Sep 26, 2013 9:42 pm

Robrus1 wrote: that'd give me a lot of Starpoints or UR points pretty quickly, but my CL on SPG is much too low, although maybe AmEx would make an exception and green light the purchase. Anyone have any suggestions about what would be best? Too bad there's no 2X category on jewelry stores. That'd be nice. What would you use, given my current cards?

IF you want to use the spg, call amex. I've run amex revolvers well past (almost three times) their limits.

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Postby Robrus1 » Fri Sep 27, 2013 10:30 am

Thanks everyone! I may call AmEx and see if I can use my SPG, because I like those Starpoints and they're more valuable to me than MR points. Also, I'd be done with the intro bonus spend and get 20K more Starpoints on top of what I'll get for the engagement ring. I'm close already but that'd go ahead and finish that bonus up. I'll call them and see what they say.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

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Postby SuperKirby » Mon Sep 30, 2013 1:36 pm

I'd put it on whatever I need points on to redeem for a honeymoon. For instance if you want to fly on United for a honey moon, go with a Chase UR card, if you want to fly on Singapore Airlines, that would be the SPG card. If you want to stay at the Park Hyatt Paris Vendome or Park Hyatt Maldives, use the UR card.

Up to you and more importantly, congrats!

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