As Phoenix and Midori have said... if it were me, I'd have them give me the money or check because it's your credit score at stake here, not your friends. Even if I knew the friend were trustworthy, I've had too many bad experiences with the US Postal service to leave my credit in their hands. If I need to send something somewhere, I'll use FedEx or UPS and that's only if I have no alternative (and any credit card company that doesn't offer a way to pay online doesn't deserve your business, IMHO).
But addressing your original concern:
benhollberg wrote: My question is, is this a bad practice if, say AMEX, sees that somebody else is paying part of the bill?
I seriously doubt the clerk at AMEX(your friend's check may be check #356 out of 984 that they have to process that day) who processes the check is going to give it a second thought. They're certainly not a credit analyst. They might not even look at who wrote the check, only making sure they got the account number right and that the check is a real check and is signed and not post-dated. They'll then scan it (no manual checks are taken to the bank anymore), make sure the payment goes through, and put the hard copy of the check in a big folder(which will probably never see the light of day again) with the rest of the checks they process that day. Now if your friend's check bounces, then
the check could get extra scrutiny....
In my Wallet:
Sometimes in my Wallet:
- Amex PRG NPSL[3-14, bd 91]
- Sallie Mae MC $8000[1-14]
- Chase Freedom $4700[1-14]
- Discover It $2750[8-13]
- BoA UCF Alumni Cash Rewards $5000 [3-15]
- GM BuyPower WEMC $5000[9-14]
- Wells Fargo Propel 365 Amex $7000[4-14]
- Barclaycard Arrival WEMC $7000[3-14]
- BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450