I already have a Freedom so my logic is that I could pool the points together as opposed to having two separate balances.
Does anyone have any insight about this issue?
willgatlin25 wrote:I've also been told by Chase that the Sapphire and Freedom do not and will not combine, so you'd always be carrying two different accounts with Chase, which is just annoying. Points between accounts with Chase, do not combine.
LtCheese wrote:I have never heard this. It has always been my understanding that UR points transfer between accounts. I may be mistaken but this is the first time I have ever heard anything to the contrary.
LtCheese wrote:I'm not a big traveller at the moment since I am still in school. I do plan on travelling more once I graduate, but the double points on dining is something that attracted me now. I figured that since I already have a Freedom, it might be a good play to use them both to maximize rewards.
I doubt that I will be able to get a CSP right now since none of my cards have a particularly high limit and I have heard that Chase is somewhat picky about that.
Robrus1 wrote:How long have you had the Freedom, what is your current limit, and have you ever paid them late?
I hit 720 on my Eq recently
LtCheese wrote:I only have 3 cards on my record
Macy's Store (employee) 1.5k open for a year and a half
Citi Diamond Preferred 1k open for about 8 months
Freedom 1.2k open for about 4 months
I've never paid late on anything but I think that my lack of history hurts. I hit 720 on my Eq recently
Robrus1 wrote:You've never heard that because it isn't exactly true. It's not a vertically designed card either. It's a great card, great customer service, yes it's geared toward travelers, but it also has 2X points on dining. Do you travel? What categories are your biggest expenses? You need to go with what works best for you, and that depends on what your spending goes toward. I don't know of anyone, this forum included, who would say that the Chase Sapphire Preferred, "sucks." Chase Freedom is a cash back card, Sapphire is not, it's a points card. I had the Premier Rewards Gold Card for a while and it's a good card. I have found the Blue Cash Preferred to be more profitable to me for my gas/grocery spending and Platinum more beneficial for travel, so I don't have it anymore.
They are both good cards all in all but the annual fee is considerably lower on the Sapphire, so it's something to consider. Freedom and Sapphire will be two different credit card accounts because they are two different cards, just like it would be anywhere else. You'd have one rewards card and one cash back card.