AmEx Premier Rewards Gold Card vs Chase Sapphire Preferred?

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Postby takeshi » Sat Sep 21, 2013 9:14 pm

LtCheese wrote:Does anyone have any insight about this issue?

What sort of rewards are you looking for? Have you compared the redemption options? Since I mainly fly United, CSP was a better fit for me since UR points transfer 1:1 to United.

willgatlin25 wrote:II've heard the Sapphire Preferred sucks, at least after reading a lot of reviews.

Subjective matter. CSP's one of my primary cards. Whether a card sucks or not depends on how well it suits the individual -- same as any other card.

Based on your other comments on the CSP, either you're confusing it with another card (Slate is vertical and cannot combine points with Freedom) or you need to learn to validate your sources and corroborate.

willgatlin25 wrote:I've also been told by Chase that the Sapphire and Freedom do not and will not combine, so you'd always be carrying two different accounts with Chase, which is just annoying.

Many can and do carry 2 or more different Chase accounts that cannot combine. Another subjective matter.

whit wrote:- sapphire preferred is not vertical but horizontal design, the only thing that is different about it is the material it's made of, metal like rather then plastic

Other differences that sometimes draw complaints are the lack of embossed numbers and that the numbers are on the back. That said, I'm not sure why the willgatlin finds the vertical design really annoying. Card work the same in my experience regardless of the orientation of the design.

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Postby MB131174 » Sun Sep 22, 2013 4:07 pm

I have the CSP, the Freedom and a Chase Ink business card and I can combine the points between all three of the cards. I do it all the time. With a few clicks I move from any of the cards to any of them. It works great. I use the Ink for all my business expenses, the CSP is my everyday card, and the Freedom is for 5% categories. I move all points to the CSP and then transfer to Hyatt. Which, I also have the Hyatt card and use it to pay my rent. I keep that card for the free annual room, which is worth way more than the $75 annual fee. Needless to say, I LOVE Chase and the UR points. The UR Mall makes for some nice bonus points too.
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Postby SLL » Mon Sep 23, 2013 9:59 pm

Go with your favorite color.

Personally, AMEX would be my preferred option due to the excellent customer service. Don't know much about how chase treats their customers.

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Postby LtCheese » Tue Sep 24, 2013 8:09 pm

I think I'll hold out for a while, continue to build my credit and see what my options are in a few months. I'm leaning toward the CSP but I'd like to let my current cards age a little more before I go for it.

Thanks for all of the opinions!

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Postby benhollberg » Tue Sep 24, 2013 9:08 pm

SLL wrote:Personally, AMEX would be my preferred option due to the excellent customer service. Don't know much about how chase treats their customers.

I've noticed that Chase has excellent customer service, especially for the CSP. I prefer calling Chase over AMEX because they pickup immediately, although I've had excellent service with AMEX also.

To answer the thread, why not just go for both as they have no annual fee the first year.
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Postby SuperKirby » Sun Sep 29, 2013 2:15 pm

The Amex PRG, CSP, and Amex SPG are 3 of my favorite cards out there because of there rewards flexibility. There is no card better than the other. It really boils down to which airline or hotels you will be frequenting at in the future. That way (for example), if you're flying on an airline, you can double dip by earning points on that airline by flying, and getting more points through CC spend. Then combine!

CSP partners:

Amex MRs partners:

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