- Centurion Member
- Posts: 204
- Joined: Tue Oct 30, 2012 10:25 am
- Location: TX
What's your credit limit? If you've got a healthy credit limit on a free card you don't use, I'd keep it.
How long have you had it? If you've had it for a few years, I'd keep it.
Do you have any other store cards? It might have a positive effect on your score if you keep it, just for the diversity in your mix of credit.
I'd keep the card and let them decide whether or not I was using it enough to keep it open. But I wouldn't go into debt buying furniture.