- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
That's right, RF. CapOne is buying or trying to buy HSBC U.S. cc biz. RBC is another that is being bought. These banks couldn't cut it in the U.S. retail mkt. I had an HSBC card for a while. I got it just to see what it was like. I didn't like their website, customer service, etc. I also had a online deposit account with them that I didn't like either.
HSBC used to bill itself as the world's bank. I've found that "global" banks like HSBC, and Citi for that matter, seem to make much greater use of offshore call centers. It seems that more U.S.-focused banks, such as Chase, Wells Fargo, etc. are less likely to do that.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.