which card rewards for utilities

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painterfam
 
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which card rewards for utilities

Postby painterfam » Mon Sep 21, 2009 4:14 pm

Since my Chase Freedom is dumping the 3% on set categories .. I need a new card (main is AMEX).. Is there anyone that rewards at a decent rate for utilities or just the top 3 categories?


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Mogul of Pineapples
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Postby Mogul of Pineapples » Tue Sep 22, 2009 12:41 am

They're dumping the 3% on categories? Wow I didn't know that. What are the going to do for rewards... will they give you anything?

All the cards I know of that use to give higher rebates on utilities were discontinued. They were the Citi Dividend Platinum Select which use to give higher rebates on certain categories but that card was discontinued as we know it back in '06. The card still exists but it's only 1%.

The second was the AT&T Universal card which back years ago had great rewards. But they also discontinued those rewards for new cardmembers several years back so any new cardmembers don't get anything above average and they may have by now ended it for the older cardmembers too.

Now I don't know of any cards. I wonder what Chase's flagship card will be now without a good cash back credit card?
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

painterfam
 
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Joined: Mon Sep 21, 2009 4:09 pm
Location: pittsburgh

Postby painterfam » Tue Sep 22, 2009 4:18 am

[quote="Mogul of Pineapples"]They're dumping the 3% on categories? Wow I didn't know that. What are the going to do for rewards... will they give you anything?

They're calling it "Ultimate Rewards" . .I really thought the first letter I got said that the 3% would be in rotating categories each month (and I couldnt get an answer on if we'd know ahead which ones). . But the brochure I got yesterday .. said 1% across the board

jeffysdad
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I've got Freedom and the new one with Ultimate Rewards

Postby jeffysdad » Tue Sep 22, 2009 7:19 pm

They haven't told me yet they're dropping the 3% in top three program on mine. I think they're phasing it out gradually (by customer class according to spend??).

I'm using Fidelity Amex, which gives 2% on everything with no cap; better than I was doing with Chase Freedom as I was getting about 1.8% after all said and done.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.



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