Trying to build a stable full of race horses. Need advice

For just about anything you want to get off your chest about credit cards.
16 posts
DavidNY
Centurion Member
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Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Wed Sep 11, 2013 6:39 pm

Wait if your scores will be better next month.

Discover has been known to give small credit lines to those with less-than-perfect credit. It may take a phone call.


hwturner
Gold Member
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Posts: 25
Joined: Fri Sep 06, 2013 4:51 pm
Location: southeast

Postby hwturner » Wed Sep 11, 2013 7:59 pm

So I couldn't wait. Called AMEX and was approved for the BCE for $2k. I plan on asking for the 3x CLI in 61 days and then simmer for a few months. Never thought I could be so happy about a credit card. Happy to be in the family!!!
NFCU Visa Signature Flagship $8.5k
Home Depot Consumer Card $2.5k
PNC Bank Card(AU) $2.5k
AMEX BCE $2.5k
Discover IT $3.5k
Chase Slate $5.4k


Experian: 771
Transunion: 715
Equifax: 680 (as of 08/01/2013)

hwturner
Gold Member
Gold Member
 
Posts: 25
Joined: Fri Sep 06, 2013 4:51 pm
Location: southeast

Postby hwturner » Wed Sep 11, 2013 9:36 pm

Just approved for Discover as well!!!! 3.5k!
NFCU Visa Signature Flagship $8.5k
Home Depot Consumer Card $2.5k
PNC Bank Card(AU) $2.5k
AMEX BCE $2.5k
Discover IT $3.5k
Chase Slate $5.4k


Experian: 771
Transunion: 715
Equifax: 680 (as of 08/01/2013)

SClay
Platinum Member
Platinum Member
 
Posts: 85
Joined: Fri Aug 16, 2013 8:01 pm
Location: South USA

Postby SClay » Wed Sep 11, 2013 11:49 pm

See, I knew you would have results ;-). Happy you got the AMEX! Congrats!
Capital One Secured AU | $1851 | 10/2013
Capital One Journey | $1000 | 03/03/2016
American Express Delta Gold | Denied | 03/13/2016
Citi Bank Double Cash | $1000 | 03/13/2016
Chase Amazon Visa | Pending | 03/13/2016

Robrus1
Centurion Member
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Posts: 797
Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Fri Sep 13, 2013 7:28 am

hwturner wrote:Just approved for Discover as well!!!! 3.5k!


Congrats! Might as well go for the Chase card you want as long as it's not CSP. If you're going for Freedom, you'll likely get approved.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

hwturner
Gold Member
Gold Member
 
Posts: 25
Joined: Fri Sep 06, 2013 4:51 pm
Location: southeast

Postby hwturner » Fri Sep 13, 2013 4:41 pm

I actually applied for the slate today and got the 10 day message. I went with the slate bc the BCE offers similar sign up offers and I didn't want them to overlap. Also, my ultimate goal is to pay down some debt so the BT offer with no fee was a no brainer. The no rewards part actually was good for me because I will never be enticed to use it other than for BT's. We'll see what they say. Whether I get it or not it will be 6 months before I apply for anything else. Thanks for your help guys(and girls. you never know)
NFCU Visa Signature Flagship $8.5k
Home Depot Consumer Card $2.5k
PNC Bank Card(AU) $2.5k
AMEX BCE $2.5k
Discover IT $3.5k
Chase Slate $5.4k


Experian: 771
Transunion: 715
Equifax: 680 (as of 08/01/2013)



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