- Centurion Member
- Posts: 188
- Joined: Tue Jan 10, 2012 7:11 pm
- Location: New York, NY
You DEFINITELY want installment credit on your report, as flipnsf pointed out. He (she?) also provided you with the best possible way to get an installment loan which is to find a bank or credit union that will loan you money on a collateral savings account. If you can't get into a credit union, some community banks or savings and loans banks offer secured loans via savings accounts. The interest you'll pay will most likely be fairly low. Creditors like to see installment experience (loans) and revolving experience (most commonly credit cards).
Cards and Credit lines Acquired:
Escape by Discover (7.75K), Barclay Holland America Visa (7K), Macy's store card (7K), Bloomingdale's store card (2.6K), Citi Custom Credit Line (3.5K), PayPal Smart Connect credit line (2.7K), Chase Freedom Visa (5K), Chase United MileagePlus Visa (5K), Chase Sapphire Preferred Visa (6K), Amazon store card (2.2K), Lord & Taylor store card (550), Nordstrom store card (1500), Gold Delta SkyMiles from American Express (3K), Discover It (6.5K), PayPal Credit Line (1K).