- Platinum Member
- Posts: 52
- Joined: Fri Jan 25, 2013 3:10 am
- Location: San Bruno
Actually, moving from Canada to Washington state and working for a big employer, Bank of America was very willing to give me one of their top (unsecured) cards without ever pulling my nonexistent (at the time) US credit history; they instead pulled my Canadian credit history; it remains my primary card to date. Of course, I also bank with them, so...
Still, I believe the major American banks (and Canadian banks with American subsidiaries) pulling Canadian credit reports is the only exception to "starting from zero" when it comes to getting an American credit card. Again, like everyone else says, secured card, and after 6-12 months, go for the BCE.
Current Credit Scores:
VantageScore 3.0 - 760 TU, 764 EX (11-19-16, Credit Karma)
FICO 8 - 747 EX (10-22-16, AmEx statement)
Discover - 750 TU (11-4-16, Discover statement)
Current Credit Cards:
RBC - $8000 CAD
BoA - $13500 USD
Capital One - $2750 USD
AmEx BCE - $4000 USD
Discover It - $8000 USD