- Centurion Member
- Posts: 195
- Joined: Mon Oct 29, 2012 2:50 pm
- Location: Boston
I expect them to take zero pity on you. I don't expect any "magic" words to help.
Most lenders have hardship plans that can be set up for borrowers. I agree with everything MemberSince99 said 100%.
If your credit is sufficent, get a card like the Citi Simplicity or Citi Diamond Preferred that has a decent 0% balance transfer offer and apply for it. Then transfer your balance away from this "credit card" aka store card.
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Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
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Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000
Current total limit: $129,500