- Centurion Member
- Posts: 179
- Joined: Fri Apr 12, 2013 4:47 pm
- Location: Indianapolis, IN
Citi is a very large bank, and they are the financing solution for many large stores who have a credit card. Sears, for instance, uses Citi. This is funny, as Sears is responsible for Discover. Best Buy now also uses Citi.
Most stores with a credit card will be backed by CitiBank, Capital One, and a few are backed by more traditional banks, like Chase. Store cards are weird, and some move from bank to bank. For example, in the 3 years I've had my Best Buy card, it's moved from HSBC to Capital One, and now to Citi just this month.
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680