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For just about anything you want to get off your chest about credit cards.
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im_mr_awesome
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Posts: 179
Joined: Fri Apr 12, 2013 4:47 pm
Location: Indianapolis, IN

Postby im_mr_awesome » Sat Sep 21, 2013 2:28 pm

Discover was actually spun off into its own company after a few weird things happened with Morgan Stanley. Wikipedia has a good history of the company, along with some old logos. Cool stuff, if you're into Discover.

As for Walmart, they're backed by one of the largest consumer retail banks: GE Capital. Their Walmart Discover card is just processed over the Discover/Novus network. Getting confusing, huh? Haha :D

If you're looking, even jokingly, at government cards, consider PenFed. They're actually a really good credit union that offers massive credit limits that grow with you. One bit of interesting trivia about them is PenFed has a branch inside the Pentagon. I've been trying to get in with them for years. Only downside is you need someone in your immediate family who was in the military or government. My dad was in the Army, so I'm good.
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680


willgatlin25
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Joined: Wed Jul 24, 2013 8:07 pm
Location: USA

Postby willgatlin25 » Sat Sep 21, 2013 2:32 pm

I don't know anything about government issued credit accounts, so likely I'll stay away from that. No one on my family is active or past military. I didn't even know Novus existed anymore, shows how much I know.

DavidNY
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Location: New York

Postby DavidNY » Sat Sep 21, 2013 3:21 pm

Novus still exists, it's just called Discover Network now.

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otter
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Location: Grand Forks, ND

Postby otter » Sun Sep 22, 2013 4:23 pm

im_mr_awesome wrote:If you're looking, even jokingly, at government cards, consider PenFed. They're actually a really good credit union that offers massive credit limits that grow with you. One bit of interesting trivia about them is PenFed has a branch inside the Pentagon. I've been trying to get in with them for years. Only downside is you need someone in your immediate family who was in the military or government. My dad was in the Army, so I'm good.


Actually, you don't even need a military connection anymore. You can join one of two "pro veterans/military" organizations and qualify.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450



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