What is up with TU !

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4 posts
Wildcat_1
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What is up with TU !

Postby Wildcat_1 » Thu Aug 08, 2013 6:21 pm

All

Thought with my idea of doing a few apps I should check my scores.

Experian & Equifax in the 8's and TU in high 7's, wondering why TU is always so much lower

Now contemplating whether the cards I want to apply for and the advantages they give is worth the hit on score + more importantly AAoA. This whole multiple app thing is very new for me.

Thanks again

WC


MemberSince99
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Postby MemberSince99 » Thu Aug 08, 2013 7:02 pm

What you really need is the ability to compare (directly) TU to your other accounts and go over everything and the difference has to be there.

Wildcat_1
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Location: Corvallis, Oregon

Postby Wildcat_1 » Thu Aug 08, 2013 7:59 pm

99 That is exactly what I did and the crazy thing is they are spot on the same. EX & EQ came in at exactly the same score, TU is the only 1 adrift and yet the report data is all the same, nothing different. I know TU has always been lower for most of us than the other scores but this just frustrates me :)

Robrus1
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Postby Robrus1 » Thu Aug 08, 2013 8:25 pm

One of the possible reasons is that not all lenders report to TU, depending on what part of the country you live in. Where I live, not many companies use TU. My credit union, for example, doesn't report to TU, so my auto loan and my CC that I have from them aren't factored into my TU score.
Amex Platinum
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Credit Union 10K
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