- Centurion Member
- Posts: 322
- Joined: Tue Oct 16, 2012 11:20 pm
- Location: Miami, Cuba
Sta5is wrote:Hi sorry if this is a double post. My first one never showed up. I recently tried refinancing my car load last month with my bank. I got denied because of lack of credit history. Ive had the car loan since feb 2012 ($15k). They said my credit score was 753. Ive had a CapitalOne secure card since 10/11 with a 200 limit and ive had a khols charge card with 800$ limit for a few months now. Should i apply for another card (which one) or should i just keep paying off my loan for now?
I'd say keeping paying the loan and get a Chase Freedom. Make sure only one of your cards is reporting a balance when you apply for it, though.
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)