- Green Member
- Posts: 3
- Joined: Wed Aug 07, 2013 7:44 pm
- Location: Wappingers falls, NY
Hi new user here and don't know much about credit.
I've had a secure cap one card with a 200 limit since 10/11 and i have a car loan (15k) since feb 2012. I also have a Kohls charge card with a limit of $800. Ive recently tried refinancing my car with my bank and got declined due to lack of credit history but they said my credit score was 753. I pay my balances/minimums on time and have no screw ups. Should i try and get another credit card (if so which one) or just keep what i got and just wait.