New User, New Card

For just about anything you want to get off your chest about credit cards.
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Green Member
Green Member
Posts: 3
Joined: Wed Aug 07, 2013 7:44 pm
Location: Wappingers falls, NY

New User, New Card

Postby Sta5is » Wed Aug 07, 2013 8:00 pm

Hi new user here and don't know much about credit.

I've had a secure cap one card with a 200 limit since 10/11 and i have a car loan (15k) since feb 2012. I also have a Kohls charge card with a limit of $800. Ive recently tried refinancing my car with my bank and got declined due to lack of credit history but they said my credit score was 753. I pay my balances/minimums on time and have no screw ups. Should i try and get another credit card (if so which one) or just keep what i got and just wait.

thank you.

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