- Centurion Member
- Posts: 204
- Joined: Tue Oct 30, 2012 10:25 am
- Location: TX
Yesterday, I bought 22.131 gallons of gas at $3.349/gallon, for a total of $74.12. I used my Chase Freedom (5% gas this quarter) for the rewards points, which I'm collecting towards some random vacation in the future. Your 1% card would get you $0.74 back, for a total of $73.38.
If I was a Good Sam member, saving $0.03, that $74.12 tank would have cost me $73.45.
If I was a Good Sam Deluxe member, saving $0.04, that $74.12 tank would have cost me $73.23.
If I was a Good Sam Life member, saving $0.06, that $74.12 tank would have cost me $72.79.
If I was a Good Sam Elite member, saving $0.07, that $74.12 tank would have cost me $72.57.
I don't know how what the fees are for joining which tier ($25 enrollment vs. buy an RV?!?), but you'd take those into account with the amount of gas you usually purchase in a year with your specific driving habits.
If I used your 1% card at yesterday's price in a cheap gas state, it already gives you a better return than your basic Good Sam membership would have. I'm not into debt or interest, either. I'd suggest you look at your options, and maybe consider a more flexible spending card that gave you 2%, 3%, or 5% back, use it responsibly, and pay it off in full every month to avoid interest. (The gas you buy through their program has to be paid-in-full each month anyways.) If you know your habits and need the extra help in not overspending, linuxwilliam's cash-in-an-envelope is an excellent thought.