- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
It really depends on how many you have now vs how much the inquiries will drop your score. We don't know how many you currently have, and while your CS is currently high 7s, once you get to that range inquiries can tend to hurt, but we obviously have NO way to say well your current score is 782 and one inquiry will drop it 3 points, 2 will drop it 10 points and 3 will drop it 15 points, I mean we have NO clue what it will do other than drop your score, nor do we have any idea which bureau(s) will be pulled for your car loan, so it's just a guess.
In general all we can say is, as Z06 said if you want the best rate on this loan, wait. If you know from your specifics you are fine as is, then app for the cards, but if you knew that you probably wouldn't be asking here. So I would say given all that I agree with Z06 and wait to be safe.