I was concerned that may be your answer
Right now I am thinking that adding:
AMEX SPG (Extra perks at Starwood + redemption partners)
AMEX PRG (Points)
AMEX PLAT PERSONAL (Perks)
AMEX BCP (Cash Back)
CHASE SAPPHIRE PREFERRED (Gaps on Points + Redemption Partners)
Of course the concerns I have are 1) could I pull off all apps, credit last I checked was high 7's and 2) the AF's could easily outweigh the rewards unless I put every one of those cards to full use
Like you mentioned in the other post if AMEX combined rewards from Gold and perks from Plat that would be a great help.
I guess I could start with Chase (covers dining which AMEX doesn't and 2 x groceries for when the BCP hits its $6k limit as I spend about $12k or more per year on groceries), BCP and PRG but man would be great if one card covered all wouldn't it ?
Z06Biker wrote:It pays (literally and figuratively) to have both the Amex Platinum and SPG card, since - as you correctly noted - the Platinum gives you auto SPG Gold status, which means 2 points per dollar spent at any SPG property. However, with the SPG Amex you get an additional 3 points per dollar spent at SPG properties, which totals 5. This is hugely worth it as long as you:
a) mostly use Starwood properties or eat at their restaurants.
b) find use with their abundance of airline transfer partners, which actually beats that of the Platinum's MR points.
The Chase Sapphire Preferred card is awesome for filling in the gaps - specifically, all the partner airlines and hotels that Amex/SPG don't reach (Marriott, Priority Club, AmTrak, United Airlines, etc.).