- Centurion Member
- Posts: 119
- Joined: Fri Sep 28, 2012 9:22 pm
- Location: Texas
Choosing a new card that fits your spending behavior might be in order; however, by cancelling a card with an eleven year history which is boosting your average age of account would cause your score to drop once it stops reporting. If a new card is needed, you might consider placing a small charge on your BOA every few months so that account stays active and consequently have a positive effective on your credit.
Take a look at creditcards.com or creditcardguide.com for a rewards card that would give you the most rewards based on your monthly spending. After evaluating your choices, you can then make an informed decision.
AMEX Green Card - NPSL [Member Since 1995]
AMEX Everyday Card ($25,000)
Chase Visa Signature ($17,000)
Citi Visa Signature ($16,000)
Discover IT ($17,500)
Sam's Club MasterCard - ($20,000)
Wells Fargo Personal Line of Credit - ($15,000)
FICO's - 803 EX, 805 EQ, 799 TU [01/2017]