- Centurion Member
- Posts: 119
- Joined: Fri Sep 28, 2012 9:22 pm
- Location: Texas
Choosing a new card that fits your spending behavior might be in order; however, by cancelling a card with an eleven year history which is boosting your average age of account would cause your score to drop once it stops reporting. If a new card is needed, you might consider placing a small charge on your BOA every few months so that account stays active and consequently have a positive effective on your credit.
Take a look at creditcards.com or creditcardguide.com for a rewards card that would give you the most rewards based on your monthly spending. After evaluating your choices, you can then make an informed decision.
AMEX Green Card - NPSL [Member Since 1995]
AMEX Everyday Card ($25,000) 6/14 Backdated to 1995 - For 20% Extra Points Benefit
Chase Freedom Visa Signature ($17,000) - For 5% rotating categories
Citi ThankYou Preferred Visa Signature ($16,000) - 2% dining
Discover IT Humane Society Design ($16,500) - For 5% rotating categories
Firestone ($2,600) - For 0% financing
Home Depot ($10,000) - For 0% financing
JCPenney Credit Card ($7,000) - For special discounts
Sam's Club MasterCard - ($20,000) - 5% off gas at any fuel pump
Wells Fargo Personal Line of Credit - ($15,000)FICO's - 767 EX, 778 EQ, 790 TU [02/2015]