Credit scores across the bureaus

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3 posts
FutureBillionaire
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Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Credit scores across the bureaus

Postby FutureBillionaire » Fri Jul 26, 2013 2:29 pm

I checked all of my scores after my Chase Ink app from a month or so ago. My TU and EX are both above 760, but my EQ is at 728. That's the lowest it's been in some time.

The site said that new accounts and inquiries are hurting my score. I'm a bit annoyed that my paid off student loans are still showing up on 2 of my reports, which allows my AAoA to be much longer.

I'm hoping that Amex comes out with another good revolver, as has been rumored. I will probably get one early next year to boost my AAoA a bit. Again, I'm only doing that if I can get worthwhile rewards.

End rant.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


TheLethargicAge
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Joined: Tue Oct 16, 2012 11:20 pm
Location: Miami, Cuba

Postby TheLethargicAge » Fri Jul 26, 2013 3:53 pm

TU - 755 (TU98 from MyFico, would be higher if it wasn't for HELOC being considered a CC)
EX - 764 (from MyFico)
EQ - 774

Just out of curiosity, how did you go about getting your Ink card? Did you apply as a soloe proprietor? Did you have to recon?
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Fri Jul 26, 2013 5:47 pm

Sole proprietor. No recon. Generous limit.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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