I signed up for a credit card from Thomasville Furniture to finance a little over a $9,000 for a bedroom set. What I really like about their financing plan is you can choose the length
of it. I chose a 48 month term and that involves a payment of ~$230 of fixed monthly payments.
Under the promotional financing the APR is only 7.99%. That is a lot lower than what my Bank of America card which led me to spring for the Thomasville credit card. Normally I am not one to go for in store financing but their T&Cs were fair and transparent. I am happy with my purchase and financing terms but am now thinking it might be better to do a balance transfer at 0%.
1) Will banks do a balance transfer at 0% for this much money? My credit score is good.
2) What is the longest credit card right now that gives 0%?