Not much action going on the forum lately

For just about anything you want to get off your chest about credit cards.
31 posts
FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Tue Jul 23, 2013 10:37 am

I check the blogs daily, although they annoy me buy pimping Chase products and reposting the same info 50-leven times.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


AMEXPlatino86
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Posts: 244
Joined: Mon Feb 18, 2013 5:51 pm
Location: New York, NY

Postby AMEXPlatino86 » Tue Jul 23, 2013 11:39 am

Yeah there is nothing for me to talk about really. I've been more worried about finding a job and maintaining my bills rather than anything else. Plus nothing much has been going on credit wise except I was declined my CLI on my Delta on the 61st day but nonetheless, I'm content with what I have credit wise and all I want to do is travel. Plus it's the same stuff between here and myFICO.
Wells Fargo Platinum 2.100 (5/2011-cld 7/12/14)
AmEx Platinum (6/12)
Barclays Apple (6/12)
AMEX Gold Delta (5/13)
Marriott Rewards (7/14)

My credit score :cool:
EQ: unknown
EX: 762
TU: 752

Gamma
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Posts: 464
Joined: Sat Sep 15, 2012 1:15 am
Location: Los Angeles, CA

Postby Gamma » Tue Jul 23, 2013 12:20 pm

How many people here in these forums actually manufacture spend? I believe I only seen 2 people only that actually do. I frequent their forums to look for any good deals that come up. Most recently was the office max deal that got me big $$

cashback
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Tue Jul 23, 2013 12:53 pm

Gamma wrote:How many people here in these forums actually manufacture spend? I believe I only seen 2 people only that actually do. I frequent their forums to look for any good deals that come up. Most recently was the office max deal that got me big $$


I can think of 4. Including myself. Most people here havent even heard of it.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

AMEXPlatino86
Centurion Member
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Posts: 244
Joined: Mon Feb 18, 2013 5:51 pm
Location: New York, NY

Postby AMEXPlatino86 » Tue Jul 23, 2013 2:01 pm

What is "manufacture spend?"

Gamma wrote:How many people here in these forums actually manufacture spend? I believe I only seen 2 people only that actually do. I frequent their forums to look for any good deals that come up. Most recently was the office max deal that got me big $$
Wells Fargo Platinum 2.100 (5/2011-cld 7/12/14)
AmEx Platinum (6/12)
Barclays Apple (6/12)
AMEX Gold Delta (5/13)
Marriott Rewards (7/14)

My credit score :cool:
EQ: unknown
EX: 762
TU: 752

Gamma
Centurion Member
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Posts: 464
Joined: Sat Sep 15, 2012 1:15 am
Location: Los Angeles, CA

Postby Gamma » Tue Jul 23, 2013 4:52 pm

AMEXPlatino86 wrote:What is "manufacture spend?"

Basically buying cash with your credit card and earning rewards for it. This is great for 5x rotation categories where you come out ahead.

cashback
Centurion Member
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Tue Jul 23, 2013 5:18 pm

AMEXPlatino86 wrote:What is "manufacture spend?"


Buy gift card. Turn gift card to cash. Pay CC used to buy GC. Keep rewards. Profit.

Right now Im pulling in about $1500 a month.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

Midori
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Posts: 204
Joined: Tue Oct 30, 2012 10:25 am
Location: TX

Postby Midori » Tue Jul 23, 2013 5:28 pm

I've always gotten confused at the "turn gift card to cash" step.
Any advice?

cashback
Centurion Member
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Tue Jul 23, 2013 5:50 pm

Midori wrote:I've always gotten confused at the "turn gift card to cash" step.
Any advice?


Buying a money order is one way. Definitely not the easiest, but it works.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

Midori
Centurion Member
Centurion Member
 
Posts: 204
Joined: Tue Oct 30, 2012 10:25 am
Location: TX

Postby Midori » Tue Jul 23, 2013 7:47 pm

I had heard about some banks allowing you to deposit giftcards into your account... does anyone have any practical experience with that?



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