Does opening a bank account require a credit check?

For just about anything you want to get off your chest about credit cards.
2 posts
Centurion Member
Centurion Member
Posts: 109
Joined: Sat Apr 13, 2013 12:55 am

Does opening a bank account require a credit check?

Postby Vandalized2 » Sun Jul 21, 2013 4:16 pm

Does applying for a new checking or savings account cause a credit pull? Because I am thinking about opening up a new savings account with AMEX HIGH YIELD ACCOUNT and if they pull my credit I obviously would not. Because, I am going to be applying for a car loan soon and do not want to chance too many inquiries.

Thanks for the help ahead of time.
Your Credit Nut,

User avatar
Centurion Member
Centurion Member
Posts: 119
Joined: Fri Sep 28, 2012 9:22 pm
Location: Texas

Postby Terry » Sun Jul 21, 2013 5:16 pm

Banks will usually perform a soft pull when a consumer opens a new deposit account; when I opened an AMEX High Yield Account, that is what occurred.
AMEX Green Card - NPSL [Member Since 1995]
AMEX Everyday Card ($25,000)
Chase Visa Signature ($17,000)
Citi Visa Signature ($16,000)
Discover IT ($17,500)
Sam's Club MasterCard - ($20,000)
Wells Fargo Personal Line of Credit - ($15,000)

FICO's - 803 EX, 805 EQ, 799 TU [01/2017]

Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 3 guests