- Green Member
- Posts: 14
- Joined: Mon Jun 17, 2013 5:01 pm
- Location: West Coast
First of all, thanks a lot for this forum for all the great pieces of information I've had a chance to get. Moving in from another country, still just a few months back I didn't have a clue about the concept of credit score. Now I know more than any of my colleagues.
Now I'm planning to get my next card, BankAmericard Privileges Cash Rewards. Obviously, I would like to have a CL as high as possible. Currently I have HSBC Premier MC $10k 1y10mths and Costco AmEx $10k 1.5mths. The question is: should go for AmEx CLI and wait until it's reported before I apply, or should I apply right away?
My FICO was 758 before getting the AmEx, a bit less now I believe. 3 HP, always PIF, util about 5%, no other debt, no baddies, income $170k.