Any card wroth to applying now ?

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tanyasf
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Any card wroth to applying now ?

Postby tanyasf » Wed Jul 17, 2013 12:15 am

Since BOA closed my both FIA/BOA card on May, I'm very Curious these days ,Does that mean BOA will denied my credit card application life time ? By the other hand ,I have said myself : BOA closed my cc ,why should i bother to apply again ?It's sounds silly.Don't think so ,If you were me ,the card be closed by bank ,Would you bother to apply this bank's cc again?How likely will get approved ? For Example : BOA notice in the past they had closed my cc ,Does that hurt any new application ?
My score now is 745+,this moment i won't apply any card ,My next shoot will be next year ,the chase ink bold .other card i've been think about it is US bank cash+.INK bold VS US cash plus which one give more rewards
I wish everyone safe and sound.


tanyasf
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Postby tanyasf » Wed Jul 17, 2013 5:27 pm

MemberSince99 ,Do you think if I apply the Fidelity in the future they saw my two account has been closed by the bank ,will they likely approved me ?

cashback
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Postby cashback » Wed Jul 17, 2013 6:13 pm

You should get the Chase Slate card. It looks cool and has awesome benefits.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

MemberSince99
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Postby MemberSince99 » Wed Jul 17, 2013 6:52 pm

Honestly if you really sent them certain pictures, and they closed you down, I think they may remember you and not in a way that's good to be remembered.

That's why you should try to moderate your anger when dealing with others - if you alienate them, they will not help you in the future.

Given they just closed you down and everything that happened, I'd make sure it was a long time in the future before I applied with them again.

tanyasf
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Postby tanyasf » Wed Jul 17, 2013 7:29 pm

cashback wrote:You should get the Chase Slate card. It looks cool and has awesome benefits.


Buddy,The Chase Slate has no reward ,don't do much for me .Ciao

tanyasf
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Postby tanyasf » Wed Jul 17, 2013 7:40 pm

MemberSince99 wrote:Honestly if you really sent them certain pictures, and they closed you down, I think they may remember you and not in a way that's good to be remembered.

That's why you should try to moderate your anger when dealing with others - if you alienate them, they will not help you in the future.

Given they just closed you down and everything that happened, I'd make sure it was a long time in the future before I applied with them again.


Thanks friend ,I like your comment.I take you words ,I do need to learn to manger my angers .It just a hard pill for me to swollen it ,As a newbie try to play the game ,BOA shut me down one of my oldest card and with other new Fertility ,and i have no baddies at all on my report ,Is really hard for me to accept that . Yes ,I did sent some "unkind" pictures ,Not only that ,I also wrote a letter to congress women, BBB and CFNB against BOA ,After all ,I know my card may not be re-opened ,I just want to explore my anger .
You said it very kindly ,I will trying to manger my anger ,also thanks for your suggestion : Looks like right now is not the time to reapply with BOA again .give it a LONG time
Wish you the best

cashback
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Postby cashback » Wed Jul 17, 2013 8:01 pm

tanyasf wrote:Buddy,The Chase Slate has no reward ,don't do much for me .Ciao


You should definitely look into the Citi Dividend card then. Its the BEST card out there right now.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

tanyasf
Centurion Member
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Posts: 101
Joined: Mon Mar 18, 2013 8:32 pm
Location: United States

Postby tanyasf » Wed Jul 17, 2013 9:26 pm

cashback wrote:You should definitely look into the Citi Dividend card then. Its the BEST card out there right now.


I have that already .let me look your cards ,wow ,you have a lot of good cards ,I like the Cash plus and INK ,Penfed ,

cashback
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Postby cashback » Wed Jul 17, 2013 9:31 pm

tanyasf wrote:I have that already .let me look your cards ,wow ,you have a lot of good cards ,I like the Cash plus and INK ,Penfed ,


Nothing beats my Sam's Club Discover card!
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

pac4toon
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Postby pac4toon » Thu Jul 18, 2013 2:41 am

tanyasf wrote:Buddy,The Chase Slate has no reward ,don't do much for me .Ciao


Correct Chase Slate has no reward, but he said Slate has benefits:

- Long 0% APR period of 15 months. Rate applies to purchases and balance transfers.
- No fee for balance transfers during the first 60 days. 3% or $5 (minimum) charge after 60 days.
-No annual fee.
-Free enrollment in the Chase Blueprint payment

If you're looking for a card with rewards I think the two most popular ones here is the CSP and the PRG. AmEx Blue Cash (Everyday or Preferred for cash rewards)
In my wallet:
AmEx PRG/ BoH Hawaiian Airlines WEMC / Chase Freedom /

In my sock drawer:
AmEx HHonors & BCE



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