- Posts: 1
- Joined: Fri Jul 12, 2013 4:36 am
- Location: Cheyenne, Wyoming
I know I know, it's odd in this day and age for someone to have no credit, but I don't have any. My mother had issues managing her budget, so I ended up going to route with no cards and no loans... and thus managed to pay for everything in life (even a college education, which is a pain and takes years longer when you have a full time job), without every accumulating debt. Or having a credit card.
Now I realize that I may need good credit one day, so I decided to get a credit card. I figured that, as I'm fairly rational, I would never worry about racking up debt like my mother so, as long as I didn't spend more than I have it wouldn't be an issue (I'm not five anymore, I can say no to candy). So I applied for the Amazon credit card when the option popped up during check out a week back.
I got turned down. Because I don't have credit they don't want me. I didn't realize that was even a thing. So, what's a good first credit card for someone who has never had a credit card and has a complete lack of credit of any kind? (I'm not joking, I don't exist on credit checks because of this, and it always confuses people. Apparently it's not a thing in the 21st century)