campbr1 wrote:I know I need to wait some time before requesting a CLI; but my question is, on the Hilton w/2K limit, i'm charging between 1K-1.5K. Will that hurt my debt to credit ratio even though I pay it in full?
High utilization has a negative impact. If you want lower utilization reported then pay before the statement cuts. It probably doesn't matter too much though, considering that it's not your only card. Calculate your overall utilization and figure out where you want to be.