New to credit cards .... wanna know abt APR

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a4aseph
 
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Joined: Sun Aug 16, 2009 9:37 pm
Location: New York

New to credit cards .... wanna know abt APR

Postby a4aseph » Sun Aug 16, 2009 9:42 pm

hi guyz
i'm new in new york and i don't know much abt credit cards ...
can any one please tell me what should i notice while applying for a credit card like how could i know that which one is good ?
and the most importantly i'm really confused abt APR ..
what is that ?
and i've seen that cards offer like 0% APR till nov 2009 and after that 22.5% ..
so what is it ?
please tell me in detail ..
regards ..!!


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Cucumber
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Postby Cucumber » Mon Aug 17, 2009 2:29 am

APR is the interest rate. I would say it's probably not a good idea to apply for a credit card until you learn about these things. If you're not careful with credit you will get socked with high fees and interest.
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