- Platinum Member
- Posts: 75
- Joined: Sat Jun 07, 2008 6:11 am
- Location: Illinois
I have just applied for and received the Cap One New 'Quicksilver' signature Visa which pays 1.5% on everything.
This will change what I carry in my wallet. Please advise if this is a good strategy, or how I can improve:
AMEX Blue Cash Preferred: Groceries 6%, gas 3% (except for 5% categories on gas below).
Chase Freedom or Discover: 5% categories only. Use for gas, restaurants, etc. when 5%. (Also, carry only one, depending on which quarterly offering is better for that quarter)
Cap One Quicksilver: 1.5% on everything else.
So, at any one time, I would carry only three cards.
I have been using AMEX BCP for primary, but it will get cut down to above categories, because CAP ONE 1.5% is better on everyday purchases.
Any suggestions to maximize, or is this as simple as it gets?
Also, CAP ONE offer comes with 0% 12 months APR (not a balance transfer). Does this mean that all of these purchases earn 1.5% also?