- Centurion Member
- Posts: 179
- Joined: Fri Apr 12, 2013 4:47 pm
- Location: Indianapolis, IN
I've moved from receiving pre-selected offers from CreditOne bank and other bottom-tier lenders to receiving pre-qualified offers from GE and an application invitation from American Express.
This doesn't mean anything for sure, but it certainly feels good to be offered credit cards I might actually use!
I do wonder how much more likely I am to be approved for these cards since I'm receiving invitations and pre-qualification letters. I've heard the AmEx ones are really just inviting you to apply, and are not a pre-qualification.
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680