Here's your chance to let us know who you are....

For just about anything you want to get off your chest about credit cards.
MemberSince99
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Postby MemberSince99 » Thu Jun 27, 2013 6:03 am

hahaha I like hematino's answer. :)

Truth is, I started posting and one of their "chip on my shoulder" types started putting me down so I fired back. I got warned for that and apparently the chip on his shoulder type was fine (if you are one of the "chosen" ones over there, you can really get nasty and it's no problem, just ask CreditScholar, though he wasn't the one, I'm just pointing him out because he's REALLY arrogant and nasty to some people). So I got warned/disabled for that. After kissing the butts of the mods begging to get re-enabled, I made the mistake of describing a Cap One customer service experience as the joke it was (I mean come on who can take them seriously) I made the mistake of mentioning how the CSR had an Indian accent. I meant it to highlight the experience, but the mod who hated me used that to claim I was being a "racist", and disabled me. I responded to him that I wasn't being a racist, I was just using that to highlight the experience because anyone who has ever called them knows it's all Indian and we have a hard time understanding them, and that HE was the one who read racism into that. That really apparently hacked him off and he got me banned for life with that.

That's the truth of it.

If you are one of their "favorites" you can get really nasty and it's cool, if you aren't, you'd best be just as PC as you are at work every day if you want to post there. Assume you work for the MyFICO mods because they will be on your tail as if you did.


TheLethargicAge
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Postby TheLethargicAge » Thu Jun 27, 2013 11:18 am

I typed "WTF" once and it got censored. That just about says it all.
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MemberSince99
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Postby MemberSince99 » Thu Jun 27, 2013 12:31 pm

There was some other weird, harmless thing that got censored there once. I remember that. You couldn't type F or S or something it bleeped it out. And I don't mean the F or S word I mean F or S. They had that fixed in a few days.

Jacksnow
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Postby Jacksnow » Thu Jun 27, 2013 10:31 pm

I've heard garden mentioned a few time... what is this garden....? why are they so obsessed with it?

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djrez4
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Postby djrez4 » Thu Jun 27, 2013 10:46 pm

Jacksnow wrote:I've heard garden mentioned a few time... what is this garden....? why are they so obsessed with it?


Shhhhhh....don't ask questions to which you don't want to know the answer.
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Jacksnow
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Postby Jacksnow » Thu Jun 27, 2013 11:22 pm

now I'm just confused.

What is the "garden"?

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Postby Jacksnow » Fri Jun 28, 2013 5:08 am

... I wish we could edit posts here.


Djrez4. you were right

I went over to the garden thread on myfico...

If this is against the TOS I apologize.



WHAT THE SCUTTERING **** WAS THAT THAT I JUST READ.

ITS A ****ING CREDIT CARD. its. PLASTIC my god it's like theyre a bunch of schoolgirls DISCUSSING THEIR VIRGINITY. For the love of all that is scientific WHO HAS THAT MUCH TIME. WHO IN THIS WORLD HAS THAT MUCH ****ING TIME TO DO THAT?

There are RANKS. someone put that much though into this? Why. Why in the name of Eris WOULD ANYONE DO THAT.. They. have. Garden Parties.
I mean legitimately.

... I'm .. theyre.. proud of themselves.

... do they meet in person to discuss this?

By the grace of Jupiter. Who. who in this great marble of ours has the inclination to obsess over this... It's plastic! ITS A LIQUID FORM OF CONVEYING CURRENCY!

I wondered what happened to people who failed out of running HOAs Now. I. know.

Ra's light, look at the time they've spent on this cumulatively LOOK. How much could have gotten done?

I've seen AA meetings with less ****ing touchy huggy feely. Do these people have lives?

THESE PEOPLE PROVE THE AXIOM THAT THOSE WHO HAVE NOTHING TO BRAG ABOUT INVENT WAYS TO FEEL SUPERIOR.

"I need to avoid applying for cards!"

Really? THIS IS THE BIGGEST HURDLE. THIS IS WHAT YOU NEED SUPPORT FOR. Suggestion edit your hosts file to redirect every ****ing app site to a page that says ARE YOU ****ING KIDDING ME. ITS A CARD. THEYRE TREATING IT LIKE HEROIN.


"It's so hard I need support"

REALLY?


"I'm a GOLD SPADE"

I'm proud of you sunshine now go play in the room with the soft walls the adults have work to do.


If the mods care to delete this post because I have offended anyone please do.

Damn near broke my shift key. need to avoid that thread on that site lest I break something.

MemberSince99
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Postby MemberSince99 » Fri Jun 28, 2013 6:05 am

Hi my name is Membersince99, and I'm a credit app aholic. I'm a seedling, but I'm shooting for my gold spade, that is my highest aspiration in life to achieve that. I'd rather get my gold spade than an Amex Centurion or win the lottery.

Please join me in the garden, you'll like it, really, it's SO much better than actually having and using a few great cards you really want to have....

sakhalin
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Postby sakhalin » Sun Jun 30, 2013 3:21 am

I go by sakhalin070 over there. I haven't visited myFico awhile though, since a bulk of the posts are something like this:
"I got denied for AMEX BCE!"
*clicks*
"My FICO score is 602 why did I get denied AMEX is dumb!!"
*facepalm*
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MemberSince99
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Postby MemberSince99 » Sun Jun 30, 2013 6:36 am

sakhalin wrote:I go by sakhalin070 over there. I haven't visited myFico awhile though, since a bulk of the posts are something like this:
"I got denied for AMEX BCE!"
*clicks*
"My FICO score is 602 why did I get denied AMEX is dumb!!"
*facepalm*


You know it's kind of sad, but I've read stories of people there who claim to have gotten approved for Amex with a 640 score. I couldn't believe that. 640 is not very good let's be honest. It's not absolutely terrible and it's fine when you are starting, but it's really not a good score. And 602, yeah, I would call that a poor score.

Actually to be honest, other than the endless talk about the "garden" which annoys me as much as it does a lot of you guys, the biggest annoyance I have over there aside from the obnoxiousness of a couple of them is all the "Congrats +1" posts. If that's all you have to add, why bother? Especially after someone else has already congratulated the person. You get like 5 of them in a row just like that. Is there a point to that other than raising your number of posts?



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