Why do some of you have so many cards

For just about anything you want to get off your chest about credit cards.
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Calipso
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Postby Calipso » Wed Jun 26, 2013 3:33 pm

Simple answer: Yes
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500


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Z06Biker
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Postby Z06Biker » Wed Jun 26, 2013 4:32 pm

I like having a lot of cards because a lot of cards gives me a lot of options. A lot options gives me a lot of access. And we all know what access means.
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

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Snowman
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Postby Snowman » Wed Jun 26, 2013 5:27 pm

I get all my cards because they serve me a purpose+ I wanted a card with all the major lenders. It all depends on your needs and what you are looking for.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

MemberSince99
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Postby MemberSince99 » Wed Jun 26, 2013 7:31 pm

Z06Biker wrote:I like having a lot of cards because a lot of cards gives me a lot of options. A lot options gives me a lot of access. And we all know what access means.


It means you get lots of chicks?

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Z06Biker
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Postby Z06Biker » Wed Jun 26, 2013 7:47 pm

Well, I do suppose that could be a nice side result (!!), though I personally bat for the other team. I was more so suggesting the notion that access = power.
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

MemberSince99
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Postby MemberSince99 » Wed Jun 26, 2013 7:53 pm

Ah, ok, sorry my mind went there all on it's own! Very cool! :)

Kripler68
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Postby Kripler68 » Wed Jun 26, 2013 8:01 pm

From what I have researched, the average over 800 credit score contains 30 total accounts and 6-8 credit cards. Not sure if those stats are legit, got them from my fico.

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Z06Biker
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Postby Z06Biker » Wed Jun 26, 2013 8:11 pm

What would the 22-24 other accounts be comprised of? Houses, boats and cars?
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

Kripler68
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Postby Kripler68 » Wed Jun 26, 2013 8:59 pm

That's what I thought, it sure seems like a lot of accounts

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AmEx Bear
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Postby AmEx Bear » Wed Jun 26, 2013 9:00 pm

I love you guys too
Poke me and I will F/R you



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