- Centurion Member
- Posts: 179
- Joined: Fri Apr 12, 2013 4:47 pm
- Location: Indianapolis, IN
Unfortunately, I've not seen one of these Newcomer cards with over $1500, and even that is pretty generous, I think. Capital One has been said to place a $3000 max limit on a lot of their sub-prime cards meant for people rebuilding credit or building it for the first time. I have a Newcomer rewards card and despite the high APR and the low limit of $750, I keep it for the AAoA boost. It doesn't have a fee and is a decent card if you don't have prime cards. Since I've added two or three prime cards to my wallet, I'll be canceling some of my crappier cards. I may hold onto this one though, and maybe when I'm around a 770, close it and app for a Venture card or something. Doesn't hurt to have a diverse portfolio!
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680