My future application

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tanyasf
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My future application

Postby tanyasf » Tue Jun 11, 2013 1:31 pm

Folks ,Thanks for checking my post ,I just trying to make a plan to set out for future credit card application .here is some of my consideration However ,I will not apply any card in the next 6 months :
1.I have the SW airline card which annual fee $69 ,I do fly with SW a lot ,But since I have Chase sapphire I feel i have no reason to paid the $69 anymore .I trying to closed it when start charge me the next year annual fee Feb 2014.
2.On this year of November,I will applied the Chase INK bold I(First year annual fee waved ) .My chase CSP will be charge annual fee on April on 2014,will downgrade at that time then
3.After applied INK in this Nov ,I won't applied any card in the next 6 months,They tried give penfed promise card a shot

For what card i have now :
:Chase SPG,Chase Freedom,Chase SW airline,Citi Forward ,Citi diamond,Discover it ,AMEX BCE。

I know i should applied the what card suit me the best ,Since i travel a lot ,but i always fly with SW and Always used priceline bid my hotel that why I don't card some great hotel/airlines card ,Don't think even i need US bank cash plus card ,The cards what i have now can cover every US bank cash plus catalogue,I don't need that .
Thank you for being so kind response and forgive my broken English ,Any words will be help me a lot .


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djrez4
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Postby djrez4 » Tue Jun 11, 2013 7:55 pm

Seems like a solid plan. Remember that you need either a CSP or one of the Ink cards with travel rewards to transfer UR points to Southwest. Also, if you spend enough on the Southwest card, you can get a companion pass that lets you fly someone with you for free for a year. That may sway your decision to keep the card or not.

Also, Penfed is very inquiry sensitive. You may want to wait more than six months.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

tanyasf
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Joined: Mon Mar 18, 2013 8:32 pm
Location: United States

Postby tanyasf » Tue Jun 11, 2013 11:29 pm

Thanks for you replying .Yes.I have CSP card now ,I will applied .INK bold in NOV,But for Penfed ,.wait it till 2014.



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