How often do you guys check your FICO scores?

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How often do you guys check your FICO scores?

Postby MemberSince99 » Tue Jun 11, 2013 7:46 am

I haven't done it in going on 6 months now, because I really didn't care what it was. I have lender pulls for a couple, no idea what TU is but it's probably within a couple of points of EQ (it always is).

I'm just waiting for the Amex cards to report later this month then I will pull my FICOs and see where I am. Everything else is reporting.

This is the longest I've gone without bothering with it in a few years now.

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Postby agp » Tue Jun 11, 2013 8:34 am

Only after I apply for cards, I check what the CC companies send me.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
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Postby Snowman » Tue Jun 11, 2013 9:28 am

Every 3-6 months, I don't really want to know how much more score drops because of a new account and inquiry, cause I know it'll be back up in a few months again. But yeah, like agp, I check what they send me if it comes in my letter (I didn't get a score for my PRG or when I got my Forward card, but they told me over the phone what it was.)
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

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Postby TheLethargicAge » Tue Jun 11, 2013 11:38 am

Whenever it changes. I have ScoreWatch from Equifax, so I always know my EQ Fico.
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

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Postby FastSRT8 » Tue Jun 11, 2013 12:57 pm

Never. Didn't even know of the importance of this til I came to this board.
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Postby takeshi » Tue Jun 11, 2013 2:57 pm

FICO - rarely. FAKO - as often as Credit Karma and Credit Sesame update. I'll check scores more often when applying for cards.

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Postby jrv » Tue Jun 11, 2013 5:00 pm

I get notice through AMEX Credit Secure of whenever my score changes.
AMEX Platinum NPSL, Member Since 92
AMEX Blue 15K
PenFed 11K
PNC Visa 20K
First National Bank Omaha Platinum Visa 25K
Citi Simplicity 11K
50K Total

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Postby Gamma » Tue Jun 11, 2013 9:59 pm

agp wrote:Only after I apply for cards, I check what the CC companies send me.



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