How often do you guys check your FICO scores?

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MemberSince99
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How often do you guys check your FICO scores?

Postby MemberSince99 » Tue Jun 11, 2013 7:46 am

I haven't done it in going on 6 months now, because I really didn't care what it was. I have lender pulls for a couple, no idea what TU is but it's probably within a couple of points of EQ (it always is).

I'm just waiting for the Amex cards to report later this month then I will pull my FICOs and see where I am. Everything else is reporting.

This is the longest I've gone without bothering with it in a few years now.



agp
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Postby agp » Tue Jun 11, 2013 8:34 am

Only after I apply for cards, I check what the CC companies send me.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

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Snowman
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Postby Snowman » Tue Jun 11, 2013 9:28 am

Every 3-6 months, I don't really want to know how much more score drops because of a new account and inquiry, cause I know it'll be back up in a few months again. But yeah, like agp, I check what they send me if it comes in my letter (I didn't get a score for my PRG or when I got my Forward card, but they told me over the phone what it was.)
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

TheLethargicAge
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Postby TheLethargicAge » Tue Jun 11, 2013 11:38 am

Whenever it changes. I have ScoreWatch from Equifax, so I always know my EQ Fico.
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

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FastSRT8
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Postby FastSRT8 » Tue Jun 11, 2013 12:57 pm

Never. Didn't even know of the importance of this til I came to this board.
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takeshi
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Postby takeshi » Tue Jun 11, 2013 2:57 pm

FICO - rarely. FAKO - as often as Credit Karma and Credit Sesame update. I'll check scores more often when applying for cards.

jrv
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Postby jrv » Tue Jun 11, 2013 5:00 pm

I get notice through AMEX Credit Secure of whenever my score changes.
Main:
AMEX Platinum NPSL, Member Since 92
AMEX Blue 15K
PenFed 11K
PNC Visa 20K
First National Bank Omaha Platinum Visa 25K
Citi Simplicity 11K
Drawer:
50K Total

Gamma
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Postby Gamma » Tue Jun 11, 2013 9:59 pm

agp wrote:Only after I apply for cards, I check what the CC companies send me.


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