- Centurion Member
- Posts: 179
- Joined: Fri Apr 12, 2013 4:47 pm
- Location: Indianapolis, IN
Build your credit by using cards for things you would buy anyway, instead of for things you desperately need. You'll find ways to qualify anything as a need in that case. I did it, and I'm a responsible buyer. It's easy when you're new to credit.
As for why you keep getting denied, probably your lack of credit history or you're applying for cards that are beyond your credit profile. I'd try for a secured card from Bank of America or Capital One. You could try Discover it for Students, but I doubt it.
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680