- Centurion Member
- Posts: 323
- Joined: Tue Mar 06, 2012 12:15 am
- Location: Chicago
paparoach429 wrote:Well first of all Creditkarma is only for Transunion and if you are paying a week before the statement cuts then it should report low (as long as you don't charge a lot of purchases to the card in between the day that you pay and the day the statement reports. If you are that worried about Creditkarmas score then pay your bill the day before its due and don't use it until the day after it reports. Your Creditkarma will show it paid down to $0.
I just logged onto CreditKarma... My score jumped +29 points back up to 702... I don't get it. CK is also stating that Chase hasn't reported since 4/21/2013, showing that I have a balance of $2,891.... That $2,891 was paid of last month already in FULL!! I have a new balance of $1,571 that isn't due until 6/17/2013....
Ok so how should I pay my balance in full every month? My statement billing cycle for the month of May is from 4/21/2013 - 5/20/2013 and the payment is due until 6/17/2013. Using that info, how would you pay this card in full every month?
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)