- Centurion Member
- Posts: 630
- Joined: Thu May 10, 2012 10:10 pm
- Location: North Los Angeles County
Neptune, I know that feeling well to (being declined twice for the BCE, and once for the Freedom.) It left a bad taste in my mouth, even though I tried to recon, Chase explained it really nicely what I needed to do, and in 6 months, I came back, apped, and was approved for the Freedom. I can't say the same thing for any companies, but I think personally you should just wait a few months and maybe ask them what you can possibly do increase your chances. I asked with Chase, and thankfully I was approved the second time around. But I think your baddies are the main thing that are affecting you, and maybe when that is gone from your reports, you can try and see if you get approved. But if I were in your shoes, I'd wouldn't take the denial personally, and try when your reports are in good shape again. Good luck on your path to good credit!
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.