Emerge credit card website & customer service trustworthy?

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Emerge credit card website & customer service trustworthy?

Postby dylan2 » Mon Jun 03, 2013 10:04 pm

Okay this is real sketchy. Someone very close to me has an old credit card account from Emerge and didn't know if it was still active. Knowing that I am financially savvy, he asked me to check for him. When I go online and pull up the website, the date on the bottom of it says 2009.


Is this their real site or an imposter? If you go to the URL it looks like something I would have made in MS Paint in 5th grade.

The site says you can make online payments but there's no phone number to call. When you click on the customer service tab it gives you a submission form asking for last 4 digits of SSN and you fill out your message. It looks like a comment form you see on my Wordpress blog, not something very sophisticated like a bank should have.

And who is Domain Name Acquisitions LLC in the footer. Did they buy the Emerge credit card business or website?

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Postby TheLethargicAge » Mon Jun 03, 2013 10:35 pm

Wow, that site looks fishy as hell. Proceed with caution.
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Postby lexrj » Tue Jun 04, 2013 12:39 am

NOT DOUBT it's a fraudulent website. Stay away!
I work with IT security and I can guarantee it.
here are a few clues:
-no contact phones or physical address.
-anything you try to do it asks for all your information, you don't put your SSN online just to contact any company.
-when you look up who owns the Domain, you can clearly see it's all bogus information. (Domain Name Acquisitions LLC is completely bogus also)
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Postby CCG » Wed Jun 05, 2013 9:43 pm

As unbelievable as this may sound, I think that might be the real site for the Emerge credit card. There are couple similar cards (Tribute and Emblem) who were run by the same company, CompuCredit. They discontinued the programs in 2008 or 2009 but the sites still remain up for old cardholders. Yes, the sites are completely shady looking. Though before using that site, I would of course recommend calling the customer service phone number on the back of the card to confirm it is legit.

Meanwhile your friend or anyone else who has this subprime card, why keep it? Even with lackluster credit, you might be able to qualify for a real credit card from a respected issuer.

My suggestion would be to try out this sponsored form to check if you are pre-selected for any cards from Capital One. It only takes a minute to check.
[cap one card finder].[/cap one card finder]

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