NAPA Credit Card Financing Promotions

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NAPA Credit Card Financing Promotions

Postby elixier » Mon Jun 03, 2013 8:25 pm

The NAPA 'EasyPay' financing card offers no interest promotions.

- On purchases of $299+ get 6 months no interest if paid in full
- Some NAPA stores have 12 month financing options too

GECRB is the bank. For a person who won't qualify for high end credit cards, does the NAPA card seem like a reasonable choice for financing a new muffler and carburetor?

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Postby MemberSince99 » Mon Jun 03, 2013 9:22 pm

If it's GE yes, it should do the trick for you.

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Postby rockyrock » Tue Jun 04, 2013 4:12 am


and if you have poor credit will put you on the path to recovery.
Sapphire Reserve: travel & dining
Blue Cash Preferred: groceries & gas
Freedom: 5% cats
Double Cash: everything else

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Postby flan » Tue Jun 04, 2013 7:44 pm

Keep in mind that the interest rate will be quite high, and the interest is only deferred. If you don't pay it off in the 6 or 12 months, you'll pay the interest you would have paid over the whole term. But if you can pay it off in the time period (I'd plan on doing it in less, just to make sure), the Napa credit card will be a good deal, and it'll be a good data point in your credit history.

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Postby CCG » Wed Jun 05, 2013 9:36 pm

I just responded to a similar question about an auto related credit card. My advice is the same here: first see if you can qualify for something better. The credit card from NAPA auto parts has a lousy financing offer and no rewards program to the best of my knowledge.

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