Free annual credit reports deliberately tedious?

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vitamin-c
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Free annual credit reports deliberately tedious?

Postby vitamin-c » Mon May 26, 2008 2:28 pm

I was wondering if anyone has had problems getting their annual free credit reports. The last two years when I've tried to get a "free" report, usually 1 of the 3 bureaus works fine, and the other two try and make my jump through hoops by either mailing in a sign affidavit or "verifying" my identity by paying for their service, and being able to see my report instantly. Has anyone else experienced this? I would like to know how this can possibly be legal because they obviously are trying to discourage you from getting a free report, and instead trying to use the opportunity to reel in new paying customers. The whole thing pisses me off. I haven't checked mine the last 12 months because I can only predict what will happen... again. :mad:


rr22
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Postby rr22 » Wed May 28, 2008 2:14 pm

Had the same thing happen. I haven't done it in over a year so I'm now due for my free (haha!) credit report. I'll probably do it this weekend I'll let you know what happens.

NightStar
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Postby NightStar » Sat Jun 07, 2008 4:51 pm

It is a good idea, to at least once order a paper copy of your credit report. At that time be sure to send in a copy of drivers license proving identity. Once that is done you should not have any further problems getting electronic copies of the credit report.



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