TheLethargicAge wrote:What exactly does that mean?
A number of year ago my parents got me a gas card from a local station, I have no clue how they did it, my dad just went in and told them I needed a card and I got one. We had problems at first because the station put my bill in the same envelope with my parent's bill and sent it to them. My parents wanted them to do that because they wanted to know how much gas I was using, so I had to complain several times to get it changed. Now 10 years later I just realized this card has never reported on my credit so I went to their office to see if I could find out why. The deal was, I was an authorized user on my dad's account but I wasn't aware that's how it was set up since the bill came to me. What happened was the account was closed a couple years ago when my dad passed away, but they continued to allow me to use my card. It wasn't until the other day when I stopped in the office that they figured out I was an authorized user on a closed account and they were continuing to allow me to use my card. They told me I would have to stop using my card and apply for my own account.
I thought about another major card since I can't get enough credit anyplace. Part of me just can't wait for the day I can dump Crap1 and USBank, while we might think a $300 CL is better than nothing, it's basically useless.